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PLEASE SEPARATE EACH DISCUSSION POST
Consumer Credit
Our discussion for this week looks deceptively simple, but it is really complex. You have a young friend who has never had credit. This person does not really want credit and is doing fine paying cash for everything. However, there is a problem: your friend wants to get a home mortgage in two years. Devise a strategy for your friend of sensibly building consumer credit for a mortgage lender to evaluate.
Paying it Forward
Overview:
William Penn is credited with saying, “I expect to pass through life but once. If therefore, there be any kindness I can show, or any good thing I can do to any fellow being, let me do it now, and not defer or neglect it, as I shall not pass this way again.” This statement is similar to the idea behind “paying it forward,” or performing a random act of kindness for a stranger, who in turn would do another random act of kindness for another stranger, and so on. This is a philosophy popularized recently by Starbucks and the media.
Directions:
Please respond to all the following items in your initial post by Sunday. In addition, engage with your classmates by making comments and/or asking questions that build upon your peer’s posts.
- If money were no issue, what is something you would do for another person or group of persons to “pay it forward” (besides buying them a cup of coffee in the drive through line)?
- Why would you like to do it?
- What do you hope would be the outcome of this act?
- After considering this, do you feel that it would “make a difference”? Why?
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